Terms are credit. A supplier granting Net 30 is lending you inventory out of their own working capital.
So the question is not how to get a bigger line. It is what would make a supplier comfortable taking more risk on your business.
Buy prepaid first
Three to six clean prepaid orders give the credit department something to look at.
Get your file in order
Entity documents, EIN, resale documentation, business bank details, owner information.
Build trade references
Two or three accounts in the business's name with real volume and a spotless payment record.
Apply for a modest limit
Ask for a limit you will comfortably clear every cycle. Approved and boring beats maxed and late.
Actual availability depends on your agreement and account status.
Pay early, on purpose
Paying several days early is the cheapest reputation you can buy.
Call before a problem
A call two days before a due date protects the relationship. Silence ends it.
Ask for a review with evidence
After six consistent cycles, request a review and bring the payment history with you.
Example
- Requesting a large first limit with no history.
- Maxing the limit right before a slow season.
- Going quiet when cash is tight.
Your business is ready to buy wholesale.
A Pro account gets you access to inventory. It doesn't automatically come with terms or financing.